Tuesday, April 15, 2025
Blogs

Gramin bank gold loan rate 2025

Gramin bank gold loan rate

Gramin Banks in India are providing gold loans at excellent and flexible interest rates and flexible terms. Here comes a gold loan offering from Gramin Banks 2205

1. Karnataka Gramin Bank:

There interest rate starts from 9.00% per annum and they provide a loan amount up to ₹10 lakhs per individual. Repayment tenure period is up to 12 months.

2. Kerala Gramin Bank:

There interest rate starts from 9.60% to 9.99% per annum and they provide a loan amount up to ₹2 lakhs for general gold loans and up to ₹6 lakhs for agricultural gold loans.. Repayment tenure period is up to 12 months.

3. Maharashtra Gramin Bank:

Maharashtra Gramin Bank Interest Rate comes around 8.50% per annum and its loan amount varies based the value for gold pledged. Its repayment tenure period can be contacted through bank directly for accurate information. 

Gramin Bank Gold Loans General Features:

An individual who has gold ornaments with a purity of 18 to 24 carats and its nominal charges varies by bank. Your pledged gold are stored by bank till loan repayment.

Application Process:

  • Visit your nearest branch if you are looking to go for a gold loan with necessary documents.
  • Bank officials will asses your gold purity and weight.
  • Based on your gold evaluation, loan amount is sanctioned and disbursed promptly.

Please note on your interest rates and loan terms subject to change. Check the respective Gramin Bank directly or visit their official website for the most current information.